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As Coinbase continues its efforts to enhance its platform and expand its product offerings, it's clear that the exchange is committed to remaining a key player in the crypto space. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. At Bankrate we strive to help you make smarter financial decisions. Formerly known as Ripple and created in , XRP offers a way to pay in many different real-world currencies.